The first step is to question which problem needs solving.

First, what are humans good for (to the planet)? Nature doesn't see humans anymore. It only sees bulldozers, poisons, heat and resource loss.

The fundamental problem is that humans created civilization to isolate us from the responsibility of contributing to our places, soils, flora and the people closest to the labor of maintaining those places.

We keep trying to solve humanitarian issues inside an extractive bubble because it's an extractive bubble full of extractive animals.

The actual cost of extraction choices needs to be at the point where decisions are made: the checkouts. The value of people to a system needs to be paid to those people so they can have resources to contribute to their own places and each other before choosing to support extraction profiteering.

So, yes; give people money. Get that money by taking it from the whole system (VAT) while creating feedback against complexity, extraction and corruption.

People don't need insurance; they need good health.

People don't need money; they need food, shelter, water and resources to be useful (education, community, etc). Money is a convenience.

People don't need government; government needs healthy, useful people. Prioritize accordingly.

For far too long, we've had the religions of Competition killing people for civilization's (city-based society) entertainment. It's time people realize what it actually costs to have "always low prices" and perpetual growth economics.