I couldn’t seem to stop writing a response to Larry Lyons, so I made it a separate story.
Larry responded to my rant about insurance with, “I have type 1 diabetes. A single vial of insulin costs around 280. Most people with Type 1 diabetes go through several vials a month. Then there are the cost of supplies. Also I just started a new insulin pump. That cost over $5000. Pump supplies can reach over $500 a month as well.
Unless you are very rich, you need health insurance to afford all this, just to live.”
The point IS that you need insulin. You have no choice but to pay what they tell you, and the so-called ‘conservatives’ and ‘liberals’ want to keep insurance companies whipping you with their prices. Even with the concept of ‘medicare for All’ that some politicians float around, the ridiculous prices are still being accepted as reasonable because that’s what we have become accustomed to paying through our insurance ripoff schemes, not because of any evaluation of the actual costs of producing and distributing medicines.
Collectively, we don't need insurance companies to complicate and exploit us, or insurance corporations owning and building hospitals in high-priced suburbs to reduce access by poor people as they raise prices and luxuries to jack up the profits on billing like a car dealer scheme.
The people who tell us that we need private insurance are also against things like actual science. They fight tooth and nail against things like this: https://www.medicalnewstoday.com/articles/type-1-diabetes-cured-in-mice-using-stem-cells because they are stuck in the 14th century of religious crusades of power mongering (pretending to seek the Holy Grail of preserving human lives while they start wars, destroy the environment and spread diseases; killing millions now and billions in the future while exploiting the image of innocent children).
Taking a step down from the ranting platform…
There's no sensible reason to have thousands of shady accounting companies running around in 52 states (yes, D.C. and P.R. have their own insurance regulations, too), filling out competitive proprietary forms and building hi-rises with expensive parking lots and landscaping just to pretend they are somehow related to your health. Their competitive practices of shifting paperwork and inventing new schemes drives huge government agencies to ‘regulate’ their shenanigans. (See people mentioned above who constantly harp on cutting government: why? BECAUSE THEY OWN STOCK IN THOSE COMPANIES!!!)
The military already has a medical system that pays doctors a salary to be doctors for everyone with a military ID card.
We pay for it with taxes. Simple. Effective.
There isn't an insurance company involved except for circumstances where the system doesn’t reach (when traveling) and for their home state dependents.
It's not that hard to figure out what it would cost to run a system that covers everyone in the country. Other countries do it and people are healthier and everyone is covered.
We got to the Moon on socialized science. It cost a lot of money to get started, but in the long run, everyone benefited and made trillions of dollars from the technologies: all on the basic premise of cooperation and precise standards, not by ‘competing with the Russians’, whom we pretty much knew weren’t developing a moon shot: but our ‘intelligence’ agencies kept it their giggly little secret so they could get big rockets to launch big cameras into space.
Most medical research is already paid for with taxes and grants going to corporations who claim they have to charge high prices (insulin) because they spent so much on research, but actually they spend their money on advertising.
“Medical marketing spending hits a whopping $30 billion” https://www.marketwatch.com/story/medical-marketing-spending-hits-a-whopping-30-billion-2019-01-08
How Much Do Doctors Spend On Advertising in USA? “Range is $600 per month to $15000 per month, depending on specialty and competition.” https://www.patientgain.com/doctors-spend-advertising
“In 2018, tobacco companies spent $9.06 billion marketing cigarettes and smokeless tobacco in the United States. This amount translates to about $25 million each day, or more than $1 million every hour.” https://www.cdc.gov/tobacco/data_statistics/fact_sheets/economics/econ_facts/index.htm
Remember, all of that is TAX DEDUCTIBLE for them. The money comes out of our pockets to pay for the taxes they don't pay. It comes out of our pockets in drug prices, and it comes out of our pockets for premiums running their companies to provide 'insurance'. They screamed “Bloody Murder!” when Obama put a limit on their profit-stealing of 20%.
The insurance money 'paid' by employers is simply money not paid to you for your work.
https://www.theatlantic.com/health/archive/2015/09/the-money-spent-selling-sugar-to-americans-is-staggering/407350/ "from 2008 to 2012: Less than one half of one percent of all agricultural subsidies went to production of fruits and vegetables. Four times as much went to tobacco."
"Less than five percent of land planted with food goes to growing fruits and vegetables. More than 50 percent goes to growing soybeans and corn, to feed animals and refine into sugar."
As long as we let the medical/insurance system run rampant (‘free market’) on its own sick-care strategies that make rich people richer and poor people sicker, they will continue to force everyone to pay for their buildings and private islands while keeping the FDA out of the agriculture system and the agriculture system away from better health.
Your insulin dependency is a perfect example of why we should NOT let insurance companies and profit-based systems decide how much you have to pay. You have no control over what they tell you to pay (except for moving to another country: https://diabeticnation.com/wp-content/uploads/2019/09/9-4-19_DNInfographic_INSULINCOST_Thumbnail.png).
At least under a public-owned government care system, you get to vote on the people running the country. In a private system, you are a slave to its greed.
“A corporation is a pile of money to which a group of people swear moral allegiance.” -Wendell Berry