Yes. You are right in ways that you only brushed against. The civilized world is an artificial environment that is really based on various forms of coercion exploiting our lizard brain instincts. Most of the time, we don’t consciously choose to say yes, but we do make up reasons why after we did. Saying no takes conscious effort most of the time. The only natural right is the Right to Try to Live. The key distinction of a human is to imagine a future self and try to become them. Society works very hard to change and substitute a future you that fits its desires. Currently, it’s trying to get us to build or become the compliant robots that serve money, not ourselves.